Any security measures you add to your home will also have an impact on the cost of buildings insurance.
A burglar alarm it will significantly reduce your premiums, and if you have double-glazing with key-operated window locks, this will also reduce your premium.
Where to buy it
Home insurance is available from a myriad of sources, so where you buy it from depends on how you like to conduct business, be it on the phone or online.
Don’t take the first deal you're quoted. Shop around for the best offer and make sure the policy you buy covers you for what you need covered.
Home insurance breaks down into two distinct types: buildings insurance and contents insurance.
You can buy a single policy that covers you for both, but it’s best to treat them as two separate policies: the cheapest insurer on the house might not be the cheapest for the contents.
